Have you ever wanted to own your own home and found that the prices in Los Angeles are simply unaffordable? Maybe you've even thought about buying a home with a friend or significant other just to get out of renting....

The Problem:
• Co-owning homes can be a complicated way to break into the barriers of entry for first time homeowners or for investment property owners.
• No flexible exits for tenants in common. How to get out of your mortgage on your own terms?
• There is a lack of resources into the residential co-owning process. How to buy a home is difficult enough, but co-owning a home?
• Limited network of friends/family/colleagues to co-own real estate with. Living with your best friend can be a burden. How to meet someone who
is financially vetted and have similar interests like you?
• Dealing with inexperienced real estate professionals or lenders unfamiliar with co-owning transactions.

Meet Cher!

Cher is an all in one social marketplace connecting people together to co-own all types of homes while offering flexible exits.
• Our SaaS application streamlines the co-buying process for first time homebuyers and investment property owners.
• A.I. and patented design allows different buyers to be matched up across the country allowing more opportunities to meet people co-own homes
with.
• Each buyer is financially vetted and provided with a background check.
• Our Fintech provides you the tools to frequently see how your credit is doing, and learn how much equity you've built in your home!
• We provide custom legal contracts, competing lenders, and vetted industry professionals to ensure our users receive the attention they deserve.
• Cher is a daily used app allowing you to grow your personal network with other friends on Cher along with matched compatible co-borrowers, share
posts, & socialize.
• We provide flexible ways to exit mortgage and receive equity without breaking contracts through our strategic partnerships.

Product:
• Beta available now on Android, IOS App, and Desktop Browser
• Integrated Patented Map, Hot Spots, Areas of Interest, MLS
• Customizable Personal Areas of Interest, co-borrower locations, social functions included in Map.
• Cher Scale allowing users to select more financially attune or similar personality matches. We provide soft credit pulls with limited info.
• Social Chat Functions including approx. locations of our matches
• Team Hub hosts co-borrowers and all professionals involved in escrow on one single platform.
• Education Hub for co-borrowers and realtors
• Cher Security mortgage default protection program

Consumer Benefits:
• Reduces escrow closing costs up to 3% of the principal
• Co-own homes with up to (5) five non-relatives.
• Provides flexible co-owning opt-out solutions to allow for more liquid investment
• Centralized resources, tools, vetted professionals
• All legal contracts in place to co-own successfully
• Network of pre-qualified matches to meet and co-own primary residences or investment properties as equal owners.
• Agent and lenders receive fully pre-qualified pipeline of customers
• Real estate professionals can build their Cher connections for business